Payment Policy

Payment Policy
Last updated: June 30, 2026

This Payment Policy explains how BySquibb processes payments, what payment methods are accepted, and how your financial information is handled when you make a purchase.

Accepted Payment Methods
All transactions on bysquibb.com are processed securely through Stripe, one of the most trusted online payment providers worldwide.

The following payment methods are currently accepted:

💳 Visa
💳 Mastercard
💳 American Express
💳 JCB
💳 Discover
💳 Diners Club

All major international debit and credit cards are supported. If your card is issued outside your billing country, most banks will allow the transaction — please check with your bank if a payment is declined.

Payment Processing
When you place an order, your payment information is entered directly into Stripe's secure checkout system. BySquibb does not see, store, or handle your full card details at any point. Stripe is PCI DSS Level 1 certified (the highest level of certification available in the payments industry) and complies with global data security standards.

Every transaction is protected by:

🔒 3D Secure (3DS) authentication when required by your card issuer, adding an extra verification layer to prevent unauthorized use.
🔒 256-bit SSL encryption across the entire checkout process.
🔒 Real-time fraud detection through Stripe Radar.

Currency
All prices displayed on bysquibb.com are in USD (US Dollars) by default. If you are shopping from outside the United States, your card will be charged in USD and your bank will convert the amount to your local currency based on the exchange rate on the day of the transaction. Foreign transaction fees may apply depending on your bank — BySquibb does not receive or control these fees.

You may switch the displayed currency at the bottom of the page for reference, but the final charge will always process in USD.

When You Are Charged
Your payment is processed immediately upon completing the checkout. As soon as the payment is confirmed:

You will receive an order confirmation email at the address provided.
Your download link will be sent within 5-10 minutes.

If your payment fails or is declined, no charge is applied and no download link is sent. You may retry with a different card or contact your bank to resolve the issue.

Duplicate Charges
If you notice what appears to be a duplicate charge on your card:

Check your email — sometimes a pending authorization appears alongside the actual charge and clears within 3-5 business days.
Confirm the amount and date with your bank statement.
Email bysquibb@gmail.com with your order number and a screenshot if the duplicate charge does not disappear after 5 business days. Any confirmed duplicate will be refunded within 48 hours.

Failed or Declined Payments
Payments may be declined for several reasons, including:

Insufficient funds.
Incorrect card details entered at checkout.
Your bank blocking the international transaction.
3D Secure verification failure.
Fraud protection flags triggered by Stripe Radar.

If your payment is declined, please contact your bank first — they are usually able to authorize the transaction manually. If the issue persists, email bysquibb@gmail.com and support will be provided.

Refunds and Chargebacks
Because BySquibb sells digital products delivered instantly, all sales are final once the download link has been sent. Please review the full Refund Policy for exceptions and technical support.

If you have an issue with your order, please reach out to bysquibb@gmail.com before initiating a chargeback with your bank. Most issues can be resolved directly and quickly. Chargebacks filed without prior contact may result in permanent removal from the customer database and blacklisting from future purchases.

Fraudulent chargebacks on delivered digital products may be pursued through legal channels.

Payment Security
Your financial information is never:

Stored on the BySquibb website.
Shared with third parties beyond Stripe (the payment processor).
Used for any purpose other than processing the specific transaction you authorized.

For full details on how your data is handled during payment, please review Stripe's Privacy Policy at https://stripe.com/privacy.

Contact
For any payment-related questions:

Email: bysquibb@gmail.com
Response time: 24-48 hours

Please include your order number and a clear description of the issue.